I had my card scammed late last year. To be fair to the bank (barclays), they contacted me the following day regarding iregular activity on my account after the first attempts to spend my money!. By then they'd try to buy numerous cd's from Itunes an expensive watch by mail order etc, they were into over £1200 in one day. In the end i didn't loose anything, most orders were declined because the delivery address didn't match my own address. I even recieved a letter from one asking for clarification for the order...which was worth a phone call!. Found out the persons name/address in London using my card details!. I'm also 99.9% sure i know where the card was skimmed, a filling station near thirsk
Despite passing all the info onto the Barclays fraud department, i don't think anything was ever done and as i didn't loose anything in the end i couldn't really chase them up
Still a pain in the back side, the card was blocked instantly and it takes several days to get a new one, plus checking the account for weeks/months afterwards looking for anything odd
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Moral of the story- watch what you do with your card or where it goes, and look for it being swiped in more than one machine
, idealy keep it in your own hands at all times, you put it in the chip/pin machine, enter your pin and you remove it.
Phishing e-mails are rife, i get them quite regularly for HSBC, TSB, Loyds, Natwest, Paypal. Never ever log in through their links, normaly the web sites they link to are obviously the wrong internet address.
Ian