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 Post subject: Funny insurance quote
PostPosted: Sun Nov 08, 2009 7:07 pm 
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Joined: Tue Sep 29, 2009 8:18 pm
Posts: 68
Couldn't believe it.

Car was a Microcar Virgo 505cc petrol with a massive 15 bhp, I'm 19 living in the RG20 postcode, clean licence, modification was 'nitrous oxide kit' TPTF cover

And the quote came back as £9499.05 almost 10 grand!!!!

But for fully comp it was £2490

What is up with insurance companies?


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 Post subject: Re: Funny insurance quote
PostPosted: Sun Nov 08, 2009 7:31 pm 
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They are a law unto themselves. :?

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 Post subject: Re: Funny insurance quote
PostPosted: Sun Nov 08, 2009 7:40 pm 
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I'm still gunna nitrous a microcar, aluminium chassis and polycarbonate body panels it's just asking for more power. The 2-pot engine should be easy to setup for direct port too


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 Post subject: Re: Funny insurance quote
PostPosted: Sun Nov 08, 2009 7:50 pm 
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A man after my own heart. :yes:

Not that I'd condone anything illegal. ;)

Have you tried Adrian Flux, because they should give you a SENSIBLE quotation if you mention it's one of our systems.

I just wish I had the time to get our Smart cars finished, because it's such a waste having them sat here in bits, when they could be blowing the rest of the car world away. :(

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 Post subject: Re: Funny insurance quote
PostPosted: Sun Nov 08, 2009 7:56 pm 
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Yeah i'll have a proper look after the car and kit have been bought. Some light tuning (manifold, ITB's etc) should see a slightly higher base horsepower, then a 25bhp shot will double it :P

It'd be more like that bond bug than anything, light, small and shockingly fast

Get those smart cars rebuilt and on the strip :P


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 Post subject: Re: Funny insurance quote
PostPosted: Sun Nov 08, 2009 8:11 pm 
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N2O_Noob wrote:
It'd be more like that bond bug than anything, light, small and shockingly fast
The way to go :yes:

Get those smart cars rebuilt and on the strip :P
IF ONLY!!!! :(

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Trev (The WIZARD of NOS)

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 Post subject: Re: Funny insurance quote
PostPosted: Sun Nov 08, 2009 8:32 pm 
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Hire an apprentice to do the work for you. Funnily enough I'm looking for an apprenticeship..... :P


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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 12:03 am 
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Nice idea but when you're pushing the limits and going where nobody else has gone (as we are doing with the Smarts), it requires more knowledge and experience, than even the majority of highly skilled race mechanics have, so it's not an option if we want to get the results we're aiming for.

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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 8:34 am 
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Location: Guildford, Surrey, UK
Who gave you that quote?

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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 9:01 am 
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Sureterm direct for the big quote, RAC for the smaller one. Insurance for a standard one TPFT is still looking like £1400


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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 9:46 am 
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The reason I asked was that I can only get Adrian Flux to give quotes for N2O.

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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 10:21 am 
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Yeah well RAC would only give a fully comp quote. I know sky insurance will do nitrous too


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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 10:42 am 
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thank you, i'll call them

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My 840 is like a hot stripper.
I just keep throwing money at her and hope that someday she will give me the ride of my life

Achieved 10 July 2011
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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 1:13 pm 
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Richard
I insure the MR2 with Flux without nos on a classic policy.
Flux will insure anything. But you need to make sure you are speaking to the right person.

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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 1:59 pm 
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Sky Insurance DO NOT insure NOS, who told you they did?

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Richard Thompson
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My 840 is like a hot stripper.
I just keep throwing money at her and hope that someday she will give me the ride of my life

Achieved 10 July 2011
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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 2:23 pm 
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Santa Pod insurance will cover nos, but thats only because their actually Adrian Flux on different phone number
Fluxys can give good quotes but it does depend on who you speak to
Ive got my capri insured with them for £340 with a 50shot of nos
The MR2 is only costing £180 on classic insurance with them, i asked how much it would be if i installed a 40shot and it went upto over £600!
When i asked why the whole difference between policys and was there any room to move on the price all i got was
"different policys insure at different rates, and if you can come back with another quote from another company for the nos install we`ll beat it"
Very helpful as they know their the only people who will insure nos

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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 4:47 pm 
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Joined: Tue Sep 29, 2009 8:18 pm
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BMW840 wrote:
Sky Insurance DO NOT insure NOS, who told you they did?


When I was insured with them I said I had a few mods planned, I gave the list (including nitrous) and they said I had to call them as I did the mods. They didn't say I couldn't insure nitrous at the time.

Never mind, I wouldn't go with them again anyway


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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 4:53 pm 
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blimmey that could have been disasterous.
You could have done the mod, then NOT been insured - BASTARDS

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Richard Thompson
BMW840

My 840 is like a hot stripper.
I just keep throwing money at her and hope that someday she will give me the ride of my life

Achieved 10 July 2011
13.7 @ 100 mph


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 Post subject: Re: Funny insurance quote
PostPosted: Mon Nov 09, 2009 6:22 pm 
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Joined: Tue Sep 29, 2009 8:18 pm
Posts: 68
Same as all insurance companies, just there to rip you off.


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